Our document services specialist monitors plan documents for compliance with federal regulations. We also assist clients in the preparation and review of plan documents and amendments when necessary, document restatements when required, the submission of plan documents to the IRS for determination letters as well as the submission of plan documents for the IRS’ Voluntary Compliance Program. Watkins Ross sponsors a volume submitter prototype formatted adoption agreement to be utilized by our clients who wish to adopt or maintain a defined contribution plan (i.e. 401(k), profit sharing, money purchase). We also utilize a volume submitter plan document for our defined benefit/cash balance clients.

For our clients that do not utilize our plan documents, we provide a document compliance review service. The purpose of the review is to ensure the client’s plan documents and amendments (if applicable) are in compliance with current IRS Regulations.

Contact Watkins Ross if you have questions or would like to discuss your plan document needs.