By: Esther Peterson ASA, EA, MAAA The dream of a gold watch and a big retirement party is fading fast for many Americans. Our current methods of saving for retirement may no longer be enough. The Retirement Savings Disparity In early 2026, the National Institute on...
The IRS has posted final regulations requiring new mortality rates for single-employer defined benefit plans to apply in 2018.
Several factors have contributed to the popularity of cash balance plans and findings show an increasing diversity in the companies adopting them.
Pension plan “de-risking” has recently become a hot discussion topic for pension plan sponsors. De-risking involves employing strategies to make the plan less sensitive to factors that affect required pension funding levels, such as market swings and life expectancy...