Reducing pension plan risk has become a prudent consideration, especially for those plans that have frozen benefits. De-risk your pension plan today!
Reducing Pension Plan Risk – Updated to Reflect IRS Notice 2019-18
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Risk Assessment
Reducing Risk in Your Pension Plan: Lump Sum Payments to Former Employees
Have you considered offering lump sums to former employee participants as a step toward reducing pension risk and expense?
Lump Sums to Retirees: A Controversial De-risking Tactic Removed From the Table
On July 9, 2015 the IRS issued a Notice of its intent to disallow lump sum offerings to retirees who are already receiving monthly benefits from the plan. Current law prohibits payments to retirees that would increase later in the annuity payment period (with...
Mortality Improvements
Defined Benefit plan actuaries use various assumptions to calculate a plan’s benefit liabilities for various purposes. One of the main assumptions employed is the rate of mortality for the plan’s population. The IRS requires specific mortality tables for some...
The Current Trend of Pension De-Risking
Pension plan “de-risking” has recently become a hot discussion topic for pension plan sponsors. De-risking involves employing strategies to make the plan less sensitive to factors that affect required pension funding levels, such as market swings and life expectancy...